Covid 19 and Filing Chapter 7 and Chapter 13 Bankruptcy

Posted by & tagged .

Due to the corona virus people are having difficulty getting to an attorneys office to file Chapter 7 and Chapter 13 bankruptcy while creditors are still calling, garnishing, repossessing vehicles and engaging in other collections efforts. I am now helping people by phone, email and Internet communication. I have the ability to send your petition… Read more »


Inheritance Received During Chapter 7 and Chapter 13 Bankruptcy

Posted by & tagged .

  If you receive inherited money or property after filing bankruptcy it can impact your case. Timing is the issue.  Inherited money or property becomes property of your bankruptcy estate if you receive it within 180 days of filing. It does not matter whether you have received it within the 180 days. Only that you… Read more »


Improve Your Credit by Filing Bankruptcy?

Posted by & tagged .

When I run a credit report for my clients my service calculates a pre-filing credit score and 12 month post-filing score. It is not unusual to see an increase of 100 to 150 points or more in just 12 months! Read more »


Debt Settlement vs Bankruptcy

Posted by & tagged .

Debt Settlement vs. Filing Bankruptcy   Debt settlement will work but it usually something you can do for yourself as opposed to paying someone else. The companies that do this for you tell you first thing is to stop paying your creditors and/or credit cards and make installment payments to them… once your CC accounts… Read more »


Discharging Taxes in Bankruptcy

Posted by & tagged .

Many individuals filing Chapter 7 and Chapter 13 bankruptcy in Flint Michigan have tax obligations. State and IRS Debt can be discharged in Chapter 7 & Chapter 13  bankruptcy filings if the debt/obligation  meets 5 conditions: More than three years Old.  This is measured 3 years from the date the tax obligation was due.    Taxes… Read more »