Millions of Americans have gone through Bankruptcy. It is not shameful. It is not admitting failure. It is a necessary tool to help people who have been burdened with overwhelming debt in a historically difficult economy.

Bankruptcy May Be An Answer For You

Loans, Defaulted Mortgages, lost Jobs, failed Businesses, outrageously high credit card interest – the reasons for debt in the Flint area are numerous. Contacting Attorney John Hicks to discuss your financial misfortunes may not be the highlight of your day, but it also may be the best decision you can make.

What Are Your Bankruptcy Options?

Some aspects of Bankruptcy are complicated and you will need an attorney to provide you a more in depth explanation, but here’s a roadmap that will help you to prepare for your first meeting:

Chapter 7:  Focus is on discharging your debt and getting a fresh start.

Chapter 13: Focus is on reorginizing and consolidating your secured debt like car payments and house payments with the goal of having one affordable monthly payment for you house and/or auto while eliminating other unsecured debt.

Stop struggling to address your debt problems – get fast bankruptcy help by calling (810) 232-2223 and speak directly to Attorney John Hicks for more detailed answers.  One 5 minute phone call  with John can usually get you the answers you need how to proceed.