When I run a credit report for my clients my service calculates a pre-filing credit score and 12 month post-filing score. It is not unusual to see an increase of 100 to 150 points or more in just 12 months!
Debt Settlement vs. Filing Bankruptcy Debt settlement will work but it usually something you can do for yourself as opposed to paying someone else. The companies that do this for you tell you first thing is to stop paying your creditors and/or credit cards and make installment payments to them… once your CC accounts… Read more »
Many individuals filing Chapter 7 and Chapter 13 bankruptcy in Flint Michigan have tax obligations. State and IRS Debt can be discharged in Chapter 7 & Chapter 13 bankruptcy filings if the debt/obligation meets 5 conditions: More than three years Old. This is measured 3 years from the date the tax obligation was due. Taxes… Read more »
Chapter 7 Bankruptcy to discharge obligations on car loans and Chapter 13 Bankruptcy to keep your car and pay less while discharging all your other debts and obligations.